Loyalist Township has an agreement with Service Line Warranties of Canada (SLWC), a provider of homeowner emergency repair programs, to provide optional and voluntary service plans to residents in Loyalist Township.

Residential property owners will soon receive mailings from SLWC about water service line and sewer/septic line coverage available to Loyalist homeowners. The first mailing will be mailed on June 3, 2022 with a follow up mailing on June 17, 2022.

 Plans Available in Loyalist Township:

  • Exterior Water Service Line coverage - $5.00/month

  • Exterior Sewer/Septic Line coverage - $7.25/month

  • Interior Plumbing & Drainage coverage - $6.50/month


  •  Residents are Benefitting: residents are becoming more educated about their responsibilities with the water and sewer lines that service their homes.

  • Common and Expensive Problem: Water and sewer line problems are common and expensive. Repairs to lines on homeowners’ property are typically not covered by basic homeowners insurance or by Loyalist Township and can be quite expensive.

  • Peace of Mind: Coverage through SLWC offers Loyalist Township homeowners peace of mind. SLWC is available 24 hours a day, 7 days a week, 365 days a year, including holidays. Repairs are given the highest priority and local, licensed, and approved contractors are dispatched to customers’ homes to make the necessary covered repairs — all with no callout fees or deductibles.

  • Trusted Partner: Loyalist Township has partnered with SLWC, part of HomeServe offering a program that is used by over 700 cities, municipalities, and utilities across North America, including over 50 in Ontario. SLWC has been in business since 2014 and is accredited by the Better Business Bureau with an A+ rating. SLWC and its parent, HomeServe, provide service to more than 4 million homeowners, and has performed more than 1.3 million repairs for customers over the last 3 years, and received high ratings from customers receiving service.

 Key Contact information

  • SLWC toll-free phone number: 1-866-922-9004

  • SLWC website for more information

Frequently Asked Questions


What is the relationship between SLWC and Loyalist Township?

 Each agreement with a utility or municipality is a little different and is tailored to meet the needs of the community. The partnership allows Service Line Warranties of Canada (SLWC) to offer customers competitive monthly fees on available services to residents. Importantly, the decision by residents to sign up for a SLWC service plan is completely optional.


Why did Loyalist Township partner with SLWC?

 SLWC is the nation's largest and most trusted source of utility line plans and is partnered with the Association of Municipalities of Ontario (AMO) and their commercial division Local Authority Services (LAS). An objective of the SLWC program is education because many residents are not aware that buried water and sewer lines on their property are their responsibility to maintain. A broken or blocked service line on the property can cost thousands of dollars to repair or replace and many times residents are unprepared for this unexpected expense. The Township’s program with SLWC not only works to educate the residents but also provides a solution for residents that is entirely optional.

 How common are utility line breakages and what are the common repair costs?

Each year, SLWC, together with its parent HomeServe, performs tens of thousands of water and sewer service line repairs for customers across North America. It is very difficult to determine when a pipe may fail, with key contributors being the type of piping material, age of the service pipe, soil conditions and installation quality. Water line repairs can be costly – a replacement averages $2,500 nationally. With the modest cost of SLWC’s service plan, homeowners would still see financial benefit if the service line didn’t break for another few decades – versus saving the monthly fee at current rates.

Doesn’t my homeowner’s insurance already cover these repairs?

Typically, no.  Most homeowners are surprised to learn that they are responsible for the repair and replacement of broken or leaking utility lines if they are on their property. Property owners are encouraged to review their existing insurance coverage to avoid possible duplication. While most basic homeowners policies will pay to repair the damage created by failed utility lines, they typically do not cover the cost of the repair of the line itself. 

Why does SLWC use Loyalist Township’s logo in its marketing materials?

Loyalist Township’s agreement with SLWC allows the company to use the Township’s logo in communications to indicate that there is a formal relationship in place and to let residents know that the offering is legitimate, it is for the residents benefit and has the approval of the Township. All of the mailings SLWC sends to Loyalist Township residents are first reviewed and approved by the Township prior to use. SLWC is committed to transparency in all of its communications. All SLWC materials clearly state that the services the company offers are voluntary and that they are offered by SLWC, a private company that is separate from the city.

Isn’t it unethical/unseemly for cities to partner with a private entity?

 It is not a new idea for the public and private sectors to work together; it is about bringing Loyalist Township residents a solution to a real problem facing homeowners around the country. SLWC brings the best of the private sector, including efficiency and expertise, to relieve the burden on homeowners facing expensive repairs. At the same time, SLWC supports communities by helping us, as local decision-makers, tackle the problem of making sure all of our community’s water and sewer infrastructure is maintained. It is good practice to bring together the best of what public and private entities have to offer.